Financial technology is a wide realm encompassing any technological advancement in the financial services industry. Those involved in the sector create innovative technology intending to disrupt established financial markets. Fintech, an abbreviation or financial technology, is a term that refers to new technology that aims to improve and automate the supply and usage of financial services. At its heart, fintech companies (i.e., EMIs, PIs, crowdfunding platforms, peer-to-peer platforms etc.) are used to assist businesses, company owners, and consumers in managing their financial operations, procedures, and lifestyles more effectively via the use of software applications and algorithms on computers and, increasingly, smartphones.
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